From setup to settled.
Here's exactly how it works.
Four simple phases — set up your business profile, send money to anyone using supported identifiers, receive from customers worldwide, and track every transaction in one dashboard.
Set up your business
Profile, team, permissions.
Send to anyone
Bank, phone, email, wallet.
Receive payments
Virtual accounts & crypto.
Track & reconcile
Reports, exports, audit.
Phase one
Set up your business profile.
Create your business account with the details that matter — business name, team members, and the permissions each one gets. Everything runs on a clear structure from day one.
Business identity
Add your business name, logo, and contact details.
Invite your team
Add finance, ops, and admin users with the right roles.
Set approval rules
Route larger payments through an approval flow.
Brightscale Ltd
Business account
Ope A.
Owner · full access
Chidi E.
Finance · payouts
Approval threshold
Payouts above ₦500k need approval
Phase two
Send using what you already have.
No need for a bank number every time. Pay using a supported phone number, email, username, bank account, or crypto wallet address. Save recipients once and reuse them for invoices, payroll and payouts.
Bank transfer
Direct to any supported account.
Phone number
Fast delivery to supported lines.
Send to a linked Vernsa account.
Crypto wallet
Supported assets and networks.
New payout
Choose identifier
GTBank · •••• 4821
Saved · Vendor
@israel
Vernsa username
+234 907 388 5642
Phone number
0x7A3F...9F2C
Crypto wallet
Phase three
Receive from customers anywhere.
Get paid into your Vernsa wallet using supported virtual accounts in multiple currencies — or crypto rails. One balance for incoming money, no matter where your customers are.
USD accounts
Receive US dollar payments.
GBP accounts
Receive from UK customers.
EUR accounts
Receive euro payments.
Crypto rails
Supported assets & networks.
Virtual accounts
Receive payments
8123 4567 89
Israel Nnamchi · Brightscale
GB29 NWBK 6016 1331 92
Brightscale Ltd
DE89 3704 0044 0532
Brightscale Ltd
Money lands directly in your business wallet.
Phase four
Track everything in one place.
Every payout and payment is recorded with reference, amount, status, and time. Export reports for your accountant. Reconcile faster. Audit every change.
Live dashboard
Balances, incoming, outgoing — updated in real time.
Reports & exports
Download CSV/PDF statements for any period.
Full audit trail
Every action logged — who did what, when.
Cash flow
This monthOutgoing
₦1.94M
Incoming
₦2.71M
Behind the scenes
What happens when you press send.
A simple interface with reliable engineering underneath. Every transaction goes through the same careful process.
Step 01
Recipient resolved
We verify the recipient using the identifier you provided — bank, phone, email, username or wallet.
Step 02
Approvals & limits checked
Business rules, team permissions and limits are applied before any money moves.
Step 03
Security checks run
Verification, monitoring and protection measures run automatically.
Step 04
Money moves & is logged
Payment settled with a full audit trail — reference, amount, recipient, status, timestamp.
FAQ
Questions about how it works.
Do I need a business registration to sign up?
Not to start. You can begin with a personal profile and upgrade to a full business profile with team roles and approval flows when you're ready.
Can I add multiple team members?
Yes. Business profiles support multiple team members with role-based permissions and approval flows for larger transactions.
How do batch payouts work?
Save recipients once, then send to multiple people in a single action. Each payout gets its own reference so you can reconcile easily.
Can recipients claim a code without a Vernsa account?
Yes — that's what Send Code is for. You generate a one-time code, share it, and the recipient redeems it without needing a Vernsa account.
What currencies can I receive in?
Vernsa is being built to support virtual accounts in multiple currencies (USD, GBP, EUR, plus more to come), so your business can receive from customers around the world.
Is there an API for developers?
Yes — an API is planned for launch with payouts, collections, webhooks, and reporting endpoints. Join the waitlist to be notified when API access opens.
Ready to move business money differently?
Join the business waitlist to be notified when Vernsa for Business launches.
How it works
Vernsa Business