Business payments.
Without the friction.
Pay vendors, contractors and staff — and receive from customers worldwide. Send using a supported phone number, email, username, bank account, or crypto wallet address — whatever you already have on file.
Free to start • No setup fees • Available in 2025
Business balance
₦4,820,500.00
Recent payouts
Acme Suppliers Ltd
Bank • GTBank •••• 4821
-₦182,000
Israel (Contractor)
Username • @israel
-₦75,000
Globex Inc. (USA)
Wallet • 0x7A3F...9F2C
+₦420,000
This month
1,240 transactions
1s
Instant payouts
0%
Setup fees
24/7
Business hours
API
Ready on launch
Built for business
Business money movement that meets you where you already are.
You don't want to chase bank details across WhatsApp. You don't want to manually reconcile every payout. Vernsa for Business is designed so your team can pay and get paid using the details you already keep — including bank accounts, phone numbers, emails, usernames and supported wallets.
Pay vendors & suppliers
Save recipients once, pay them in a couple of taps — bank, phone, email or wallet.
Run payroll for your team
Send salaries and contractor payouts to supported identifiers in batch.
Receive from customers worldwide
Get paid in supported currencies through virtual accounts and crypto rails.
Track everything in one place
Every payout and receipt recorded with status, date and reference — ready to export.
Pay recipient
Choose identifier
Bank account
GTBank · •••• 4821
Phone number
+234 907 388 5642
accounts@acmesuppliers.com
Vernsa username
@israel
Crypto wallet
0x7A3F...9F2C
One recipient. Any identifier.
Save the recipient once and reuse across invoices, payroll and payouts.
Built for many
One platform. Every kind of business.
From solo freelancers to multi-person startups — Vernsa for Business fits the way you actually work.
Freelancers
Invoice clients and receive in supported currencies without leaving Vernsa.
E-commerce
Payout suppliers fast and reconcile every order in your dashboard.
Agencies
Pay contractors worldwide using the identifiers you already have on file.
Startups
Run payroll, pay vendors and manage treasury — all in one dashboard.
Why Vernsa for Business
Money should work around your business.
Built around the way teams actually pay and get paid.
Recurring payouts
Set up repeating payments for salaries, rent, subscriptions and retainer contracts.
Receive from anywhere
Accept payments via virtual accounts and supported crypto rails into one business wallet.
Reports & exports
Every transaction recorded with reference, date and status — ready to export or share with your accountant.
How it works
Business payments in three steps.
Set up your business account, add recipients once, then pay and receive — any identifier, any supported rail.
Create your business profile
Set up your company account with a business name, team members and approval rules.
Add recipients once
Save vendors, staff, contractors and clients with their preferred identifier — bank, phone, email, username or wallet.
Pay, get paid & track
Send single or batch payouts. Receive payments. Everything visible in one dashboard.
Behind the scenes
Simple interface. Serious plumbing.
Every business transaction goes through the same reliable process — with clear status, references and audit trails.
Step 01
Recipient resolved
We verify the recipient using the identifier you provided — bank, phone, email, username or wallet.
Step 02
Approval flow (optional)
Route larger payouts to team members for approval before they leave your account.
Step 03
Security checks run
Verification, limits and protection measures run automatically to keep your business safe.
Step 04
Money moves & is recorded
Payment processed with a full audit trail — reference, amount, recipient, status and time.
Your business dashboard
Everything in one place.
Balances, payouts, incoming payments, invoices and reports — all in one place.
Available
₦4.82M
+18% this month
Outgoing
₦1.94M
312 transactions
Incoming
₦2.71M
428 received
Cash flow
Saved recipients
+ Add newAcme Suppliers Ltd
GTBank · •••• 4821
@israel
Vernsa username
+234 907 388 5642
Phone number
Coming to developers
Vernsa API — payments as a service.
Integrate Vernsa payouts and receiving into your own product. Send to supported identifiers programmatically, listen to webhooks, and reconcile automatically.
Payouts API
Send to bank, phone, email, username or wallet.
Collections API
Accept payments from customers into one balance.
Webhooks
Get real-time status updates for every transaction.
Reports
Reconcile automatically with structured exports.
POST /v1/payouts
curl -X POST https://api.vernsa.com/v1/payouts \
-H "Authorization: Bearer $VERNSA_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount": 182000,
"currency": "NGN",
"recipient": {
"type": "bank",
"bank_code": "058",
"account_number": "0123456789"
},
"reference": "INV-2031"
}'
// response
{
"status": "success",
"reference": "INV-2031",
"settled_at": "2025-01-15T10:22:04Z"
}Example only. API availability announced at launch.
Pricing
Start free. Scale as you grow.
No setup fees. No monthly minimums. Transparent per-transaction pricing that scales with your volume.
Starter
Free
For freelancers and solo founders.
- ✓ Up to 50 payouts / month
- ✓ One virtual account (USD)
- ✓ Basic reports & exports
- ✓ Email support
Growth
1.2%
Per transaction. For growing teams.
- ✓ Unlimited payouts
- ✓ Multi-currency virtual accounts
- ✓ Batch payouts & approval flows
- ✓ Advanced reports & reconciliation
- ✓ Priority support
Enterprise
Custom
For high-volume and custom integrations.
- ✓ Volume-based pricing
- ✓ Dedicated account manager
- ✓ Custom API rate limits
- ✓ SLA & compliance support
- ✓ White-glove onboarding
Pricing shown for illustration. Final pricing will be announced at launch.
What businesses say
Built with care.
Trusted by teams.
"We pay 40+ contractors a month. With Vernsa we finally stopped juggling spreadsheets — everything's in one place."
Ope A.
COO · Brightscale Agency
"The batch payout and approval flow alone saves us hours every single week. Our accountant loves the exports."
Chidi E.
Founder · Nkem Commerce
"We have clients in the US and Europe. Vernsa's virtual accounts mean we can receive in USD and GBP without the usual back and forth."
Lara M.
CEO · Studio South
Security
Business money, business-grade protection.
Security is built into the Vernsa for Business experience — from account access, team roles, transaction approvals and data handling.
Learn about business security →Role-based access
Give team members the right level of access — with clear permissions.
Approval flows
Route larger transactions through team approvals before they leave your account.
Encryption & monitoring
Encrypted in transit and at rest, with continuous transaction monitoring.
Audit trail
Every transaction logged with reference, actor, amount and time.
FAQ
Questions from businesses.
What is Vernsa for Business?
Vernsa for Business is the business-focused version of Vernsa — a financial technology platform built by Apaxaa. It's designed to let teams send, receive and manage money using supported identifiers like bank accounts, phone numbers, emails, usernames and crypto wallet addresses — alongside tools like batch payouts, approval flows and reports.
Can I use my existing personal Vernsa account for business?
Yes — you can start with a personal account, but a dedicated business profile gives you features personal accounts don't have, such as team roles, approval flows, multi-user access and business reports. We recommend a business profile as soon as you start moving business money.
Can I pay multiple people at once?
Yes. Vernsa for Business is being designed to support batch payouts — sending to many recipients in a single action, using saved recipient identifiers.
Can I receive money from overseas customers?
Vernsa is being designed to support virtual accounts in multiple currencies (USD, GBP, EUR and more to come), so businesses can receive payments from international customers directly into their Vernsa wallet.
Is there an API for developers?
A Vernsa API is planned for launch — with payouts, collections, webhooks and reporting endpoints. Join the waitlist to be notified when API access opens.
Can I have multiple team members use the account?
Yes. Business profiles support multiple team members with role-based permissions and approval flows for larger transactions.
Who owns Vernsa for Business?
Vernsa is a product built and operated by Apaxaa, a technology company based in Enugu, Nigeria. Apaxaa designs all of its products in-house with a focus on craft, clarity and long-term reliability. You can learn more about Apaxaa at apaxaa.com.
When will Vernsa for Business launch?
Vernsa for Business is currently under development. Join the business waitlist to stay updated about the launch and early access.
Vernsa for Business is a product of Apaxaa — a technology company building what comes next.
Apaxaa designs and builds technology products with a focus on craft, clarity and long-term reliability. Vernsa for Business is one of them — alongside our individual wallet, Vernsa, our dashboard, Joyet, and our other products.
Apaxaa
Parent company
Vernsa for Business
Move business money.
Without the friction.
Pay vendors, staff and contractors. Receive from customers anywhere. Track everything in one dashboard. That's Vernsa for Business.
Looking for a personal account? Go to vernsa.com →